Do you need competitive quotes for your artisan/trade contractor and handyman clients? We can quote general liability for most classes of business, including startups. Our companies include The Hartford, USLI, Endurance and Foremost with limits up to $2/$4 Million.
Ask us about blanket coverage for additional insureds, waiver of subrogation, and primary and noncontributory wording when you need them. We can help. Need to add coverage for miscellaneous tools? We can add it on. We can also provide stand-alone property coverage for contractor's equipment such as skid steers, bull dozers, and feller bunchers. Coverage, including damage done by flood or earthquake is available for owned, leased and rented equipment. Large schedules are ok.
It starts when you contact us. Do you have us on your Speed dial (800-869-2022)? Is our website in your Favorites? We sure hope so!
This website was created with you in mind. We consulted agents and made it clear and easy to navigate.
Quote Request Forms are fillable, found at our web site, and submitted directly to our underwriters with a single "click". Or use any application you've already completed and we'll give you a call if more information is needed. We check each available company and get the best quote back to you, usually within 2 hours. Quote Request Forms are offered for:
|Flood Res./Comm.||Dwelling Fire|
|High Value Home||Manufactured Home||Church|
You also have the option of quoting the risk yourself, online, from our website.
The phone is answered by a person; usually an underwriter. If that person can't help you, they know who can.
If the customer is in your office, or for some other reason you need that quote right away, give us a call at 1-800-869-2022. Our underwriters are willing to do the quote by phone.
USLI offers a bindable quote by phone in as little as 5 minutes through the Grand General Hotline - 1-888-875-5230. They will also email the quote to you with the partially completed application. We'll send you instructions for binding. 93% of calls result in a quote. They write 500 classes of 55 products.
Most policies are direct bill. Most products and carriers are admitted. All companies we use have a minimum A.M. Best rating of "A-, Excellent." No worries!
Premium financing is available. Our underwriters would be happy to set it up for you.
Books of business are easy to move to Grand General by BOR or AOR. Call and speak to Bill for details regarding a particular carrier.
What else can we do for you? We really do want to know.
The Specialty Non-Profit Package Product targets non-profits such as: business associations, chambers of commerce, charitable organizations, fundraising foundations, membership organizations, and trade associations.
Sometimes these organizations have multiple events throughout the year. It's easy to cover them with a blanket special events endorsement. This endorsement allows up to 2,500 attendees for each event, and can also be written with up to 2,500 active memberships.
The Social Services Product targets humane societies, pet rescue groups, human services counseling, thrift store organizations, and conservation groups.
Coverage can include a full package, including GL, E&O, D&O, EPL, and Property. Minimum premiums start at $250 for property, and $500 for the GL/E&O. Full prior acts coverage can also be added. USLI offers a business resources hotline number when EPL is purchased as well. The Business Resource Center can provide your policyholders access to the following free or greatly discounted value-added services: human resources, payroll processing, cyber risk, background checks, recruiting and interviewing training, alcohol and service safety, online and print marketing, web site tools, and search engine optimization, and social media.
The Arts and Culture Product targets theatre groups, art galleries, museums, and choir and orchestra groups.
For all product lines, abuse and molestation coverage can be included, mental anguish and emotional distress wording is expanded and defined in the policy language, and inland marine coverage can be included for the non-profit's equipment going out on the road.
The list doesn't stop here! Give us a call with your risk and we'll gladly see how we can help!
David is our newest team member. We wanted you to get to know him a little better. Here is what David had to say.
Where were you born?
I was born in Grand Rapids, MI
What is your favorite thing to do?
If money wasn't an object, I would probably own and fly old military aircraft, as I volunteer to work with them and enjoy the stories and history tied to each one.
Name one person in history you would like to meet.
I've met a hero from history, Col. Bud Anderson. A WW2 fighter Ace and test pilot. I've had lunch with him several times at Oskhosk Airventure.
Where would you like to travel to?
I'd like to travel to the southern hemisphere, Australia or New Zealand. I'd also enjoy time travelling around to the national parks.
What is your favorite sport to watch?
I enjoy watching the NHL as I grew up with the Red Wings and the Grand Rapids Griffins.
What is your favorite music / song / band?
I enjoy a variety of music, from classical orchestral pieces, to classic rock, to modern rock and metal music.
Are you a messy or neat person?
I am typically a rather neat person, but prefer a feeling of a lived in home instead of one that is meticulously clean.