• boat
  • commercial bonds
  • church
  • collectibles
  • collector vehicle
  • commercial auto
  • commercial vacant
  • dwelling fire
  • flood
  • general liability
  • High Value Home-W140
  • Homeowner-W140
  • In-Home Business-W140
  • Manufactured Home-W140
  • Motorcycle-W140
  • Motor Home-W140
  • Personal Umbrella-W140
  • Snowmobile-W140
  • Travel Trailer-W140
  • Vacant Dwelling-W140
  • workers comp

Grand General Agency

3030 Ivanrest Ave SW, Suite B
Grandville, MI 49418
Phone (800)869-2022
Fax (888)767-0826
Text Line: 616-606-FAST(3278)

gga@thehelpfulpeople.com
commercial@thehelpfulpeople.com
marketing@thehelpfulpeople.com

  • VacantDwellingFireApril252016-W500
  • Insurance Agent EONov92015-W500
  • Manufactured Home All ProductsFeb32014-W500
  • Church April 142014-W500
  • CommercialAugust222016-W500
  • Church April 142014-W500

We Have Your Bonds

If you're looking for a market to place your bonds, you've come to the right place. We are able to write ERISA bond, defective title bond, lottery bond, motor vehicle dealer bond, professional licenses bond, collection agency bond, notary bond, one-day liquor bond...and many many more!

Give us a call at 1-800-869-2022 to speak to an agent, or click on the "bonds" tab on our website.  We are the Helpful People. Let us know how we can help you.

Comprehensive Personal Liability & Umbrellas

What would you do in the following situations?

  • Your other umbrella carriers are unable to cover rental properties that are located in a different state than the primary residence. You still need to obtain excess liability coverage for these properties.
  • Your insured owns properties that require $500,000 in liability, but your current carrier is limiting the liability to $100,000 due to the units being rented out.
  • You write business in a state with a FAIR plan that only offers liability at $300,000 or $500,000, but your insureds would like higher limits.
  • Your insured owns rental locations that need to have the property manager listed as an additional insured.
  • Your insured has multiple rental properties that are deeded in the name of a trust, which do not qualify for a personal umbrella alone.

Consider an Excess Comprehensive Personal Liability policy as the solution! USLI can write limtis up to $5,000,000, and can cover up to 15 locations per policy.

We can also write your personal umbrella policies. Some of the features of the umbrella policy are:

  • New drivers are acceptable
  • $100/$300 underlying limits are available
  • Coverage available in all states
  • Property in multiple states is acceptable
  • Celebrity coverage available - authors, athletes, actors
  • Coverage for high risk households is available
  • $5,000,000 excess over another umbrella is available
  • If the home is covered through company A and auto through company B, we can write the umbrella through RLI or USLI

You can always call us if you have questions or need a quote.

Non-Profit Package Policies Through USLI

USLI's All-In-One Non-Profit Package product provides non-profit organizations the opportunity to purchase general liability, property, directors & officers and employment practices liability including special events/liquor liability coverage all through one application and one policy!

Target classes include, but are not limited to:

Booster clubs
Chambers of commerce
Charitable organizations
Foundations
Fundraising organizations
Parent teacher organizations
Trade associations
Social service organizations
Fraternal clubs

Coverage highlights include property being covered on special form, general liability on an occurrence form, automatic coverage for volunteers, D&O with a lifetime occurrence reporting provision, and up to three special events with up to 100 attendees free of charge (more can be added for additional premium). Policyholders also gain access to the Business Resource Center which provides free or discounted access to business solution vendors. Solutions include:

  • Human resources services
  • Pre-employment/Tenant screenings
  • Identity theft protections
  • Marketing resources

See www.usli.com/brc for a full list of available business solutions.

Now is the time to reach out to your non-profit clients and prospects to offer a quote through USLI!

Personal Lines Insurance Agents E&O Through USLI

E&O is a critical coverage for insurance agents because they are uniquely exposed to both claims frequency and claims severity. Claims against insurance agents are on the rise. Fortunately, through USLI, we have the protection you need!

Here are some things that the USLI policy offers that sets it apart from others:

  • New ventures accepted
  • No previous coverage required
  • Defense outside the limit of liability
  • Optional coverage for financial planning available
  • Coverage for personal injury
  • Automatic coverage for independent contractors
  • Full prior acts coverage available
  • Professional office product provides professional liability, general liability and business property coverage under one policy

The policy can even be written as a preferred package in some states, combining the E&O with general liability and property.

As an added bonus, ALL USLI policyholders (not just E&O), gain access to their Business Resource Center. This provides free or discounted access to business solution vendors. Solutions include:

  • Human resources services
  • Pre-employment/Tenant screenings
  • Identity theft protection
  • Marketing resources

See www.usli.com/brc for a full list of available business solutions.