• boat
  • commercial bonds
  • church
  • collectibles
  • collector vehicle
  • commercial auto
  • commercial vacant
  • dwelling fire
  • flood
  • general liability
  • High Value Home-W140
  • Homeowner-W140
  • In-Home Business-W140
  • Manufactured Home-W140
  • Motorcycle-W140
  • Motor Home-W140
  • Personal Umbrella-W140
  • Snowmobile-W140
  • Travel Trailer-W140
  • Vacant Dwelling-W140
  • workers comp

Grand General Agency

3030 Ivanrest Ave SW, Suite B
Grandville, MI 49418
Phone (800)869-2022
Fax (888)767-0826

gga@thehelpfulpeople.com
commercial@thehelpfulpeople.com
marketing@thehelpfulpeople.com

  • MotorcycleFeb242014-W500
  • Workers Comp April 142014-W500
  • Youth Sports LeaguesMarch102014-W500
  • DOMarch92015
  • MicroProJan22015-W500
  • Motor HomeTravel TrailerMay52014-W500

Spring Is In the Air, Youth Sports Leagues Are Starting

ESPN reports that in the U.S. alone, over 21 million children between the ages of 6 and 17 participate in sports on a regular basis. With youth sports emerging across the nation, more organizations are popping up. Since the priority of these organizations is to provide children with great sports experiences, sometimes proper coverage is last to be picked.

USLI's All-In-One product is specifically designed to meet the needs of nonprofit youth sports organizations by providing general liability, property, inland marine, directors and officers and employment practices liability coverage all on one policy! Click Here to visit our Youth Sports page.

NFIP is Making Changes

The National Flood Insurance Program (NFIP) is in the process of implementing Congressionally mandated reforms required by the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA) that repeal and modify the Biggert-Waters Flood Insurance Reform Act of 2012 (Biggert-Waters). The new law slows some flood insurance rate increases and offers relief to some policyholders who experienced steep flood insurance premium increases in 2013 and early 2014. Flood insurance rates and other charges will be revised for new or existing policies beginning on April 1, 2015. In addition to insurance rates, other changes resulting from Biggert-Waters and HFIAA will be implemented that will affect the total amount a policyholder pays for a flood insurance policy.

Important change: We are getting a lot of calls regarding verification of primary residence. Prior to renewal, insureds are now sent a letter asking them to verify their primary status. Their policy is then set to non-primary, pending verification. If a response is not received, the renewal bill generates at non-primary rates, which are considerably higher than primary rates.  It is ciritical that these verification forms are returned in a timely manner.

For a bulletin that highlights the April 1, 2015 changes, please Click Here.

For a three minute video that explains the changes, please Click Here.

As always, please give us a call with any questions you have regarding flood insurance.

MicroPro Professional Liability Errors and Omissions Policy

This policy is designed for risks with revenues of $500,000 or less with up to three professionals.

Premiums are as low as $995 for a professional office package with professional liability, general liability and business personal property coverage under one policy.

MicroPro targets most consultants, interior designers, interpreters, photographers, travel agents, training specialists and many other lower hazard classes.

Click here for our Professional Liability / Technology page.

Easter Coloring Contest 2015

Easter Coloring Contest Header

Grand General Agency is proud to announce the return of our Annual
Easter Coloring Contest!  It is open to you, all agency staff, your kids,
grandkids, nieces, nephews, neightbor's kids, friends' kids, your customer's
kids or anyone else who would have fun with this!

There will be five categories:

1.  Children up to age 4          4.  Children ages 12 and over
2.  Children ages 5 - 8            5.  Insurance People (You!)
3.  Children ages 9 - 11

Entries mut be received ny Noon on March 27, 2015.  Each winner will
receive a very special Easter box created by The Helpful People at
Grand General Agency.  Visit our website, www.thehelpfulpeople.com,
for all the details and rules or follow the happy chick!

 

easter chick

We Are Writing Cycles with Dairyland

We've added another great company to our long list of carriers.  You will now be able to write your cycle business through Dairyland Insurance in Illinois and Wisconsin.  Dairyland is a recognized leader in the insurance industry, rated A+ (superior) by the A.M. Best Company.  They offer competitive rates for a wide variety of operators and motorcycles. Another great feature is 12 months of coverage for the price of only 9 months of premium.  There's a wide variety of coverages such as: Excursion Diversion, Physical Damage Plus, Roadside Assistance, Rental Reimbursement, and Replacement Cost. Money saving discounts include: Home Ownership, Multi-Cycle, Rider Group, Loyalty, Multi-Line, HOG Member, and Rider Course.

Call us today to get started, 1-800-869.2022.