• boat
  • commercial bonds
  • church
  • collectibles
  • collector vehicle
  • commercial auto
  • commercial vacant
  • dwelling fire
  • flood
  • general liability
  • High Value Home-W140
  • Homeowner-W140
  • In-Home Business-W140
  • Manufactured Home-W140
  • Motorcycle-W140
  • Motor Home-W140
  • Personal Umbrella-W140
  • Snowmobile-W140
  • Travel Trailer-W140
  • Vacant Dwelling-W140
  • workers comp

Grand General Agency

3030 Ivanrest Ave SW, Suite B
Grandville, MI 49418
Phone (800)869-2022
Fax (888)767-0826

gga@thehelpfulpeople.com
commercial@thehelpfulpeople.com
marketing@thehelpfulpeople.com

  • VacantMarch172014-W500
  • Special EventsMarch242014-W500
  • MotorcycleFeb242014-W500
  • High Value HomeownersFeb172014-W500
  • Manufactured Home All ProductsFeb32014-W500
  • LivestockAug.42014-W500

Short Term Rentals...We Can Write Them

Whether it's a rental vacation home or a short term rental while someone is looking for a new home, we can write it. Think of your customers that list their homes on many of the rental sites such as VRBO, Airbnb, HomeAway and Flipkey. We have several companies to meet the needs of your customers. Give us a call at 1-800-869-2022.

ACE Has Purchased Fireman's Fund

Effective April 1st, ACE purchased the personal lines book of business from Fireman's Fund. All new quotes will be written through ACE Private Risk Services. Renewals will continue to be issued through Fireman's Fund until fall, when they will begin to convert to ACE. Watch this space for more details regarding the new product.

Dairyland Is Available In Michigan

We are now offering Dairyland Insurance in Michigan for your motorcycle business. That means we have the option of 4 different companies for motorcycles in Michigan.

We recommend quoting first with American Reliable as their program has been very strong, but we hope our multiple companies will give you the ability to write nearly every cycle/operator combination you encounter.

Feel free to quote this yourself using the American Reliable website. If you pefer, just send us a quote request form, Iowa QRFIllinois QRF, Indiana QRF, Michigan QRF, Minnisota QRF, Missouri QRF, Ohio QRF, Wisconsin QRF, or give us a call 800-869-2022.

Spring Is In the Air, Youth Sports Leagues Are Starting

ESPN reports that in the U.S. alone, over 21 million children between the ages of 6 and 17 participate in sports on a regular basis. With youth sports emerging across the nation, more organizations are popping up. Since the priority of these organizations is to provide children with great sports experiences, sometimes proper coverage is last to be picked.

USLI's All-In-One product is specifically designed to meet the needs of nonprofit youth sports organizations by providing general liability, property, inland marine, directors and officers and employment practices liability coverage all on one policy! Click Here to visit our Youth Sports page.

NFIP is Making Changes

The National Flood Insurance Program (NFIP) is in the process of implementing Congressionally mandated reforms required by the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA) that repeal and modify the Biggert-Waters Flood Insurance Reform Act of 2012 (Biggert-Waters). The new law slows some flood insurance rate increases and offers relief to some policyholders who experienced steep flood insurance premium increases in 2013 and early 2014. Flood insurance rates and other charges will be revised for new or existing policies beginning on April 1, 2015. In addition to insurance rates, other changes resulting from Biggert-Waters and HFIAA will be implemented that will affect the total amount a policyholder pays for a flood insurance policy.

Important change: We are getting a lot of calls regarding verification of primary residence. Prior to renewal, insureds are now sent a letter asking them to verify their primary status. Their policy is then set to non-primary, pending verification. If a response is not received, the renewal bill generates at non-primary rates, which are considerably higher than primary rates.  It is ciritical that these verification forms are returned in a timely manner.

For a bulletin that highlights the April 1, 2015 changes, please Click Here.

For a three minute video that explains the changes, please Click Here.

As always, please give us a call with any questions you have regarding flood insurance.