• boat
  • commercial bonds
  • church
  • collectibles
  • collector vehicle
  • commercial auto
  • commercial vacant
  • dwelling fire
  • flood
  • general liability
  • High Value Home-W140
  • Homeowner-W140
  • In-Home Business-W140
  • Manufactured Home-W140
  • Motorcycle-W140
  • Motor Home-W140
  • Personal Umbrella-W140
  • Snowmobile-W140
  • Travel Trailer-W140
  • Vacant Dwelling-W140
  • workers comp

Grand General Agency

3030 Ivanrest Ave SW, Suite B
Grandville, MI 49418
Phone (800)869-2022
Fax (888)767-0826
Text Line: 616-606-FAST(3278)

gga@thehelpfulpeople.com
commercial@thehelpfulpeople.com
marketing@thehelpfulpeople.com

  • VacantDwellingFireApril252016-W500
  • Travel TrailerFeb172014-W500
  • Manufactured Home All ProductsFeb32014-W500
  • Business Owners PolicyMay252015-W500
  • CommercialAugust222016-W500
  • Workers CompJuly62015-W500

Coming To A State Near You - Motorcycle Season

It's April, the sun and motorcycles will soon be coming out. Help your customers get prepared for cycle season.

Grand General has multiple companies to write your motorcycle business. These companies are specialists and offer policies that are made for motorcycles, not an auto policy that is just adapted.

We can write the standard bikes, the large bikes, the fast bikes, the customized bikes, even the bikes with state assigned vin. Don't waste your time with other companies, check with Grand General first and get multiple quotes on nearly any rider/bike combination you encounter.

Call us at 800-869-2022.

Youth Sports Coverage - It's A Good Idea!

ESPN reports that in the U.S. alone, over 21 million children between the ages of 6 and 17 participate in sports on a regular basis. With youth sports emerging across the nation, more organizations are popping up. Since the priority of these organizations is to provide children with great sports experiences, sometimes proper coverage is last to be picked.

USLI's All-In-One product is specifically designed to meet the needs of nonprofit youth sports orgainization by providing general liability, property, inland marine, directors and officers and employment practices liability coverage, all on one policy! Click Here to visit our Youth Sports page.

Special Events Need Special Coverage

Special events need special coverage - not an endorsement. Does the homeowner's policy cover liquor liability? Does it specifically name the hall as additional insured? Does it have a million dollar liability limit?

Perhaps the best part of this type of policy is that it stands alone, so if "Uncle Buck" does something stupid, it does not follow the home policy for the next 3 years. So, a special event policy can even protect the homeowner's policy.

Grand General can take care of these issues for you at a very reasonable rate and quotes can be done in 5 minutes or less. You can call our USLI Hotline number at 888-875-5230 and quickly take care of your client or you can call us directly and we can help you - 800-869-2022.

Why Sell BOPs (Business Owner Policy)

A business owner policy can cover your customer's business from losses by writing all the necessary coverages on one policy.  It's kind of like a homeowner's policy for a business.  Just as every homeowner should have a homeowner's policy, every business owner should have the coverage provided by a BOP.

Traditional BOPs cover:

  1. Buildings and contents owned by the company, there are two different forms, standard and special, which provides more comprehensive coverage.
  2. Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of business.  It can also include the extra expense of operating out of a temporary location.
  3. Liability protection, which covers the company's legal responsibility for the harm it may cause to others.  This harm is a result of things that owners or employees do or fail to do in a business operation that may cause bodily injury or property damage due to defective products, faulty installations and errors in service provided.

In addition, we have a market that can also include Professional Liability (also known as E&O) to many classes of BOP coverage.  Businesses such as barber shops, dental labs, consultants, florists, accountants, travel agencies and many more are eligible for this type of coverage.

If you have any questions regarding Business Owner Policies, feel free to give us a call at 1-800-869-2022 or visit our Business Owners page.