Grand General Agency

1240 Chicago Dr
Jenison, MI 49428
Phone (800)869-2022
Fax (888)767-0826
Text Line: 616-606-FAST(3278)

USLI Is Implementing Changes to Many Products

USLI has announced an expansion of their admitted product offerings. Their admitted package product now offers multiline or monoline coverage for over 500 ISO classes.

USLI products that are approved admitted include:

  • 1-4 Family Dwellings
  • Artisan Trade Contractors
  • Lessor's Risk
  • Main Street Mercantile
  • Fast Food, Restaurants, Bars and Taverns
  • Vacant Buildings

They have also made several changes to their Artisan/Trade Contractors product to make it more competitive. These include:

  • Reduced rates up to 15 percent
  • Lowered minimum payroll from $29,700 to $25,000
  • Lowered minimum premium to $500

In addition to the above expansion, listed below are more changes:

  • Swimming pools are now eligible on 1-4 Family Dwelling subject to sufficient life-safety controls
  • Increased maximum revenue limits on Caterers to $5 million
  • Dwellings in Protection Classes 9 and 10 are now being considered
  • Fitness Centers now eligible with receipts up to $5 million

Michigan-specific updates:

  • Special Form and replacement cost value now available on vacant buildings over 25 years old
  • Package and BP - USLI is removing the property restrictions for Detroit and Flint
    (USLI not utilizes crime scoring in Michigan allowing them to open up territories)
  • Lowering the rate on Specialty Trade Contractor classes by 10 percent